Quick Summary
- Title and deed fraud can put home ownership and equity at risk. Forged or fraudulent documents may be used to falsely represent ownership of a property and attempt to sell it or borrow against its value.
- Home title monitoring provides awareness, not prevention. Monitoring watches for property-record activity so homeowners can become aware when changes involving their title are detected.
- An alert is only one part of a title defense. If covered title fraud occurs, resolving the problem may require additional action beyond simply receiving notification.
- Home Title Lock provides three layers of defense. Million Dollar TripleLock® Protection combines 24/7 Monitoring, Urgent Alerts and restoration support up to $1 million if covered title fraud occurs.
- Homeowners can check their title and get started with Home Title Lock for just $1. It's a simple first step toward defending the equity they've spent years building.
For many homeowners, their home equity represents years, sometimes decades, of accumulated wealth. Home Title Lock helps homeowners defend what they've built with Million Dollar TripleLock® Protection: 24/7 home title monitoring, Urgent Alerts when activity is detected, and restoration support up to $1 million if covered title fraud occurs.
Why does that defense matter? Title and deed fraud can involve forged or fraudulent documents that falsely represent ownership of a property. Depending on the scheme, a fraudster may attempt to sell the property or borrow against its equity.
Home Title Lock doesn't claim to prevent someone from attempting title fraud. Instead, TripleLock® Protection provides three layers of defense: Monitor. Alert. Restore.
You spent years building your home equity.
For just $1, you can check your title and start defending what you've built.
How Can Title Fraud Put Your Home Equity at Risk?
Home equity is the difference between your home's value and the amount you still owe against it. If you've owned your home for many years or paid off your mortgage, that equity may represent a significant part of your accumulated wealth.
Title fraud can put home ownership and equity at risk when forged or fraudulent documents are used to create the appearance that someone else owns a property. A criminal may then attempt to sell the property or borrow against its value.
A fraudulent document doesn't automatically make a fraudster the lawful owner of your home. But fraudulent activity involving your property records can create a serious problem that may require action to resolve.
And you can't respond to a change you don't know happened.
What Is the Best Way to Protect Your Home Title From Fraud?
There is no service that can digitally lock your home title and guarantee that someone will never attempt to record a fraudulent document.
That's why defending your title begins with awareness.
Homeowners can periodically check public property records or use available county notification programs. Home title monitoring provides another layer of defense by continually watching for activity involving your title instead of relying on you to repeatedly check property records yourself.
Home title monitoring doesn't prevent someone from attempting title fraud. Its purpose is to help homeowners become aware of detected property-record activity so they can respond when something changes.
That's the role of Home Title Lock.
24 hours a day. Seven days a week.
And you can start for just $1.
Is a Home Title Alert Enough?
An alert is important because it gives you awareness that something changed.
But an alert isn't restoration.
If covered title fraud has occurred, the homeowner may face a much larger problem than simply receiving a notification.
That's why Home Title Lock's approach goes beyond monitoring and alerts.
Home Title Lock's Million Dollar TripleLock® Protection combines monitoring and Urgent Alerts with restoration support if covered title fraud occurs.
That third layer matters.
Because the real question isn't simply:
“Will someone tell me if something changes?”
It's also:
“What happens if title fraud actually occurs?”
How Does Home Title Lock Help Defend Your Home Title?
Home Title Lock's Million Dollar TripleLock® Protection provides three layers of defense for homeowners concerned about title and deed fraud.
Lock One: 24/7 Monitoring
Home Title Lock monitors your home's title 24/7 for changes.
Instead of relying on you to continually search property records yourself, monitoring keeps watch for detected activity involving your title.
Lock Two: Urgent Alerts
When a change involving your title is detected, Home Title Lock sends an Urgent Alert.
The alert gives you awareness of the activity so you aren't left assuming nothing has changed simply because you haven't personally checked the public record.
Lock Three: Restoration
If covered title fraud occurs, Home Title Lock's U.S.-based restoration team will spend up to $1 million to help restore your title, including covered legal fees, filing costs and administrative support.
Monitor. Alert. Restore.
That's Million Dollar TripleLock® Protection.
Home Title Lock doesn't prevent someone from attempting title fraud. It provides a defense designed to monitor for changes, alert you when activity is detected, and provide restoration support if covered fraud occurs.
Should You Monitor the Title of a Paid-Off Home?
Paying off your mortgage may feel like you've finally reached the finish line.
But consider what you've also accomplished.
You may now have more equity in your home than at any previous point in your ownership. And that can make your property a financial goldmine for a criminal looking for a valuable target.
The average U.S. mortgaged homeowner holds approximately $310,500 in home equity, according to Cotality's 2026 Homeowner Equity Insights data. For longtime homeowners and those who have completely paid off their mortgage, the amount at stake can be considerably higher.
That's not just a house anymore. It's decades of mortgage payments, appreciation and accumulated wealth tied to a single property.
And a paid-off home doesn't become immune to title fraud or deed scams simply because the mortgage is gone.
The more equity you've built, the more you have to defend.
You've already made the large investment.
Starting to defend it is just $1.
What's the First Step to Defending Your Home Equity?
Start by knowing what's associated with your title today.
You probably know approximately what your home is worth.
You know whether you've paid off your mortgage.
And after years of homeownership, you probably have some idea of the equity you've accumulated.
But when was the last time you checked your title?
Home Title Lock lets you check your home title and get started with Million Dollar TripleLock® Protection for just $1.
Lock One: 24/7 Monitoring.
Lock Two: Urgent Alerts.
Lock Three: Restoration support up to $1 million if covered title fraud occurs to fix the fraud and restore your ownership.
You spent years building the equity in your home.
Why not spend $1 to start defending it?
Frequently Asked Questions About Home Title Protection
What is home title protection?
Home title protection generally refers to services designed to monitor property records for activity involving a homeowner's title. Home Title Lock's Million Dollar TripleLock® Protection combines 24/7 Monitoring, Urgent Alerts when activity is detected, and restoration support up to $1 million if covered title fraud occurs.
Can home title monitoring prevent title fraud?
No. There is no service that can prevent someone from attempting title fraud. Home title monitoring cannot prevent someone from attempting to record a forged or fraudulent document. Its purpose is to monitor for property-record activity and alert homeowners when changes involving their title are detected. Home Title Lock adds a third layer with restoration support if covered title fraud occurs.
How can title fraud affect my home equity?
Title fraud can involve forged or fraudulent documents that falsely represent ownership of a property. Depending on the scheme, a fraudster may attempt to use that apparent ownership to sell the property or borrow against its value. This can create serious problems involving the home and the equity the homeowner has accumulated.
Should I monitor the title of a paid-off home?
A paid-off home may contain substantial equity accumulated over many years. Paying off the mortgage does not prevent someone from attempting property or deed fraud. Monitoring property records can help homeowners become aware when activity involving the title to a paid-off home is detected.
What does Home Title Lock do?
Home Title Lock helps homeowners defend their home title through Million Dollar TripleLock® Protection. Lock One provides 24/7 Monitoring. Lock Two provides Urgent Alerts when activity is detected. Lock Three provides restoration support up to $1 million if covered title fraud occurs to fix the fraud and restore your ownership.
How much does it cost to check my title with Home Title Lock?
Homeowners can currently check their title and get started with Home Title Lock for just $1. It's a low-cost first step for homeowners who want to know what's associated with their title and begin monitoring for changes.
You built the equity. Now defend it. CHECK MY TITLE FOR $1
